It’s been my experience that very few expenses are truly unexpected. Therefore it makes sense to plan ahead so that you don’t find yourself scrambling to pay bills. I like the technique a lot of people call a “freedom account” or “freedom funds”.
In this beaten down economy finding ways to save money is no longer a just a luxury. With rising food costs, fluctuating gas prices and increasing rates for even the basic necessities, adding when moving into a new house can be a financial disaster unless you are prepared to cut corners in order to create …
When it comes to raising children, teaching the money skills is one of the most valuable lessons that you can give them. Many children end up becoming financially illiterate when they become adults, and it can have a major impact on them overall. If you want your kids to understand the basics of money, here …
Teaching Kids to Budget/Giving them the Money Skills Read More »
Personal finance is a tricky business, and even the most clued up individuals can fall into traps along the way. Unfortunately, some finance companies don’t make life easy, and often speak in a language that’s difficult for those outside the financial world to understand. This lack of understanding, combined with a variety of other factors, …
It’s amazing how big a chunk of your budget energy bills take each month. It seems that each time the gas and electricity bills arrive they just get bigger. Of course, you may feel that there is nothing that you can do about this – or that if you did, you would end up compromising …
Household Safety Tips/How to Reduce Energy Bills Read More »
Money can be boon as well as curse but it depends on whether or not you exercise financial discipline. If you fail to manage your money, then it can be the source of more stress and worry. Therefore, inculcate a good spending habit, so that you can avoid financial stress. Well, the definition of financial …
Credit Card Debt: Financial Freedom is not a Difficult Goal to Achieve Read More »
If you’re one of those who has got outstanding debts and also have disposable income, then the obvious confusion you’d be facing is whether or not you should save money or pay off your debt. Now, this is indeed a tricky situation and needs to be given careful thought. With the economic crisis that’s prevalent …
Save Money or Pay off Debt – 3 Factors to Consider Read More »
Working from home is great, right? You can leisurely make coffee, check the news, stay in your pajamas, and…Oh, look! Your favorite site has some updates … wait, what were we doing? Oh, right – working from home! It can be tricky to be productive when working from home, but with these tips, you are …
How to Increase Your Productivity When Working from Home Read More »
Saving money is important to make sure that when emergencies arise there is a way to deal with them. Many state that this is a task that is easier said than done, but there are a number of ways that costs can be cut without having to sacrifice on entertainment or eating. The savvy consumer …
Spring is coming to an end and the weather is definitely getting warmer. If you’re like me, you try to resist turning on the AC as long as possible. However, that’s only delaying the inevitable. So here are some ways to keep cool and save money.
